Important Privacy Information

At CARPEDIA, protecting your privacy is a top priority. All sensitive data you provide is encrypted before transmission to ensure your personal information remains secure.

Introduction

As a valued customer, we are committed to keeping your private information confidential and only sharing it with authorized parties or when required by law. This privacy policy outlines the types of information we collect, why we collect it, and how it may be shared. If we reserve the right to share information with non-affiliated third parties, you will have the option to “opt out.” Please take a moment to review this policy in full.

Information We Collect

Purchasing or leasing a vehicle involves collecting certain non-public personal information. For example, if you apply for financing, we may collect:

• Information from you to assess your creditworthiness

• Details from credit reporting agencies

• Data from third parties such as employers, personal references, and insurance providers

• Government-required information (e.g., driver’s license, Social Insurance Number)
  This information may be required by federal or provincial agencies—such as the Department of Motor Vehicles or the Canada Revenue Agency—even if you’re paying with cash.

Protecting Your Information

We protect your personal information by following strict industry standards:

• Physical and electronic security measures comply with federal and provincial laws

• Access is restricted to employees and contractors who need the data to provide services

• Employees and agents are prohibited from sharing your information in any way that violates this privacy policy or applicable laws

When We Share Information

We do not share your non-public personal information with non-affiliated third parties unless:

• You authorize us to do so

• It is required or permitted by law

• We’ve provided an “opt-out” option and you have not exercised it

We may share information in the following cases:
A) For standard business operations (e.g., processing transactions, managing accounts, responding to legal requests, or credit reporting)
B) To complete your vehicle purchase or lease—such as submitting details to third-party lenders or verifying your insurance
C) With outside service providers—only under strict contracts that prevent misuse or disclosure
D) With affiliated companies (those that control us, are controlled by us, or are under common ownership)